You can open a bank account in RMB or foreign currency at the nearest bank branch with your passport or other valid documents. Commercial banks such as the Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, and Bank of Communications all provide account opening services. For specific application conditions, you can consult the branch or check the bank's official website. Once you have opened a bank account, you can access services like depositing and withdrawing RMB and foreign currencies, foreign exchange transactions, domestic and international transfers, and foreign currency exchange and payment.

Bank of China
Hotline: 95566
Official website: https://www.boc.cn/
China Construction Bank

Hotline: 95533
Official website: http://www.ccb.com.cn/home/index3.html

Agricultural Bank of China
Hotline: 95599
Official website: https://www.abchina.com.cn/

Industrial and Commercial Bank of China
Hotline: 95588
Official website: https://www.icbc.com.cn

Postal Savings Bank of China
Hotline: 95580
Official website: https://www.psbc.com.cn/

Bank of Communications
Hotline: 95559
Official website: https://www.bankcomm.com

HSBC
Hotline: 95366
Official website: https://www.hsbc.com.cn

Standard Chartered Bank
Hotline: 956083
Official website: https://www.sc.com.cn

Hang Seng Bank
Hotline: 800-830-8008
Official website: https://www.hangseng.com.cn

If you hold a bank card marked with UnionPay, Visa, Mastercard, etc., you can pay by swiping the card at merchants that accept these cards. If there is no specific logo, you can ask the cashier whether you can use your card. If you have a UnionPay card, you can use it at all merchants in China with card payment terminals.

Source: National Immigration Administration