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15 July 2015

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[Life] How to Use Mobile Payment

How to use mobile payment?

(I) Foreigners can download and install WeChat, Alipay or UnionPay apps on your mobile phone, input foreign or Chinese mobile phone numbers and other information for account registration according to the instructions, and follow the prompts on the page to complete bank card binding.

(II) You can bind a bank card with the logos of Visa, Mastercard, UnionPay, American Express, JCB, Diners Club and Discover. You can also apply for an E-Money Card on the UnionPay app and top it up to make payments in daily consumption scenarios.

(III) Foreigners can scan the collection QR code or show the payment QR code when making payments.

Notes for binding bank cards issued overseas:

1. To bind a bank card to a payment product, it needs to be verified by the issuer. In case of a failure, please consult customer service staff of the payment products or the issuing bank.

2. The scope of bank card brands, payment limits and charging standards may vary with different payment products. Please refer to the promptson the payment product page and the service agreement for details.

(IV) Users of Ali pay HK and WeChatpay HK (HKSAR of China), mPay (Macao SAR of China), Kakao Pay(Republic of Korea), Touch'n Go eWallet(Malaysia), HiPay (Mongolia), Changi Pay(Singapore), OCBC (Singapore), Naver Pay(Republic of Korea), Toss Pay (Republicof Korea), TrueMoney (Thailand), GCash(the Philippines), Kaspi (Kazakhstan),and NayaPay (Pakistan) can use these Daily Life Services e-wallets to pay directly by scanning a QR code in China.

Source: A Guide to Working and Living in China as Business Expatriates (2025 Edition) issued by the Ministry of Commerce of the People's Republic of China